Thanks for a Great 2009 Western States Conference & Trade Show

Thanks to all who attended the 2009 Western States Conference & Trade Show at the Newport Beach Marriott Hotel & Spa. The feedback has been very positive.

Mark your calendars for the 2010 Western States Conference & Trade Show. It will be from April 18 through April 20 at the Portola Hotel & Spa in beautiful Monterey, California.

Portola Hotel panorama 

 

 
Don't Overlook the Role that Nonbanks Play

By Joseph Coleman
Chairman of the Financial Service Centers of America

American Banker, March 6, 2009: Why is the Federal Deposit Insurance Corp. determined to recreate the wheel when it comes to serving the financial needs of low- and moderate-income consumers?

The FDIC's Advisory Committee on Economic Inclusion's most recent meeting highlights many of the challenges and shortcomings associated with the ongoing efforts to convince millions of Americans that they are better served by using banks and other mainstream financial institutions than alternative providers.

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Predatory Reporting? STATS Study Questions Media Criticism of 'Predatory' Payday Loans

WASHINGTON, July 22, 2008 /PRNewswire-USNewswire/ -- A new report by The Statistical Assessment Service (STATS) at George Mason University finds that media coverage of payday loans reflects an insufficient understanding of interest rates and other financial data. The study concludes that some news reports of stratospheric interest rates in the payday loan industry do not withstand closer scrutiny. The full study is available at: http://www.stats.org/stories/2008/how_bad_payday_loans_july18_08.html (and is included below for your reference)

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California Black Chamber of Commerce Leads New Financial Literacy & Education Drive

The California Black Chamber of Commerce is announcing a new statewide effort to provide financial literacy education through its local chapters across California. With support from the California Financial Service Providers Association (CFSP), the Chamber will soon be offering a program entitled “Taking Control of Your Finances,” which includes lessons on basic financial services; the importance of saving; managing banking relationships; investing; budgeting; and the responsible use of various types of credit.

Read the entire press release. (93KB PDF)

 
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